If you currently possess equipment or vehicles with good market liquidity, then this is possible through a leaseback transaction.

Under this approach, you sell existing equipment to the leasing company and receive cash from the transaction. The leasing company then leases the equipment back to you via a leasing contract. In this fashion, you are both the supplier and lessee in a leaseback operation.

We lease the equipment back to you – not only do you continue to use it for your operations, but you have resolved your working capital demands with cash received from sale.

Following final payment on the leasing contract, unencumbered title reverts to you.

DeltaLeasing finances a broad array of both new and used equipment. What is important is that proposed assets offer long service life (including reasonable timeframes to technical obsolescence) and good liquidity in the secondary-market.

We work with clients who meet the following criteria:

• No less than 12-months of stable and successful business experience;
• Ability to make a down-payment valued between 20% and 25% of overall equipment value without causing harm to the underlying business and without the use of external loans;
• Equipment must cost no less than $20,000 and automobiles at no less than $10,000; and
• Proposed assets must meet our requirements for quality, service life, technical obsolescence and liquidity.

DeltaLeasing may carry leased assets on its own books. If assets are carried on our books, then reduced amounts of property tax will apply and be charged to the lessee. If the lessee chooses to carry assets on its books, then the Law on Leasing allows lessees to apply accelerated depreciation (using a multiple of up to 3x versus standard depreciation rates), which reduces property taxes by as much as three times.

Following receipt of an application and required documents, a DeltaLeasing loan officer will review your project. Depending upon the asset(s) involved and deal size, the review process requires between 3 and 15 days. During this period, our professionals will conduct financial and legal analyses and conduct a security background check of your business.

Prepayment of lease agreements is possible, but it is generally more beneficial for lessees to reinvest free cash in corporate development than it is to prepay our leases.

DeltaLeasing owns leased assets throughout the full term of lease contracts – they may not be pledged. However, leased assets may be rented or sublet with DeltaLeasing’s prior written approval.

Yes – if you have made at least 3 timely and sequential payments on your first lease agreement, then DeltaLeasing will consider your next application.

We will finance coastal fishing boats.

We require that partnered suppliers have physical presence in the Russian Federation and the ability to offer professional installation, technical service, the timely delivery of spare parts and technical consultations. This approach assists us in establishing the groundwork for effective, long-term and uninterrupted operation of leased assets by our lessees.

DeltaLeasing does not finance true greenfield projects as we define their risks as lying outside of our acceptable limits. Just as employers prefer to identify qualified and experienced employees, we search for lessees with no less than one-year of business experience.

We will, however, finance new lines of business for companies with pre-existing business operations.

Since we are a universal leasing company that avoids specializing in business sectors or equipment types, we do not render advice regarding equipment, equipment pricing and/or equipment suppliers. The search for equipment and selection of a supplier is the lessee’s prerogative.

During negotiations with equipment dealers and throughout the term of lease contracts, we take all steps required to assure that sellers fulfill their obligations in a full and conscientious manner.

Yes – since 2006. Real estate proposed for lease must be zoned for commercial use (i.e. trade and manufacturing properties or office space). Our maximum financing term extends to 7 years and we conduct a detailed legal analysis of all documents related to proposed properties. A particular feature of real estate leases is that they must be officially registered.

For more-detailed information, please communicate with the DeltaLeasing office closest to you.